Contact us today
For new mortgages and refinances, the
RMG Home Service Plan is complimentary
for the first 3 months. It’s easy to apply!
Feel confident with valuable protection.
Eligible new RMG mortgages and refinances qualify for a complimentary membership
to the Home Service Plan. Depending on where your property is located, this
plan offers a variety of services. Choose the location of your property below to see
what you're covered for under the plan.
Manitoba, Ontario, Nova Scotia, B.C., or P.E.I.
Alberta
What’s Covered
Uneconomical to repair
If the cost of any repair exceeds the cost of replacement with materials of like kind and quality, size, capacity or functionality, as determined by Us in Our sole and final judgement based on the Repair Service Provider’s assessment, it is Our right to replace the part, components or System, subject to Our liability being limited to the lesser of (a) the actual cost of the replacement; and (b) a cash settlement payable to the Plan Member equal to the remaining coverage amount available for the applicable System.
Part delay
If a part required for repair is materially delayed, as determined by Us in Our sole and final judgement based on the Repair Service Provider’s assessment, We will pay the Plan Member a cash settlement equal to the lesser of (a) the sum of the approved cost of the part plus $125; and (b) the remaining coverage amount available for the applicable System.
Parts & labour coverage
The Plan provides coverage for the eligible repairs of covered major home systems. Simply pay the $50 consultation fee (plus applicable taxes) and, upon approval, the remaining repair expenses are covered through the Home System Service Plan, up to the remaining annual limits.
In-home service
Direct access to a network of qualified service professionals.
Heating benefit
Upon your request, get a $250 benefit if your home isn’t heated within 24 hours of contacting us (if the temperature outside is 0 degrees Celsius or lower).
Ancillary repairs
If the service provider must break through walls, floors, or ceilings to complete a service request, we’ll arrange for repair of those areas subject to a maximum of $500.
What’s Covered
Uneconomical to repair
If the cost of any repair exceeds the cost of replacement with materials of like kind and quality, size, capacity or functionality, as determined by Us in Our sole and final judgement based on the Repair Service Provider’s assessment, it is Our right to replace the part, components or Appliance, subject to Our liability being limited to the lesser of (a) the actual cost of the replacement; and (b) a cash settlement payable to the Plan Member equal to the remaining coverage amount available for the applicable Appliance.
Part delay
If a part required for repair is materially delayed, as determined by Us in Our sole and final judgement based on the Repair Service Provider’s assessment, we will pay the Plan Member a cash settlement equal to the lesser of (a) the sum of the approved cost of the part plus $125; and (b) the remaining coverage amount available for the applicable Appliance.
Parts & labour coverage
The Plan provides coverage for the eligible repairs of covered major home Appliances. Simply pay the $75 consultation fee (plus applicable taxes) and, upon approval, the remaining repair expenses are covered through the Home Appliance Service Plan, up to the remaining annual limits.
In-home service
Direct access to a network of qualified service professionals.
The Following Limitation is Applicable to All Systems**
If We determine, in Our sole and final judgment based on the Repair Service
Provider’s assessment, that the manufacturer of a System that would otherwise be
covered under this Plan no longer manufactures the parts required to repair the Plan
Member’s System, or no longer makes the required parts readily available
commercially for retail, the Plan Member’s System will not be eligible for services
under the Plan.
Plan services do not provide coverage for furnaces older than 20 years, geothermal heating systems, oil powered heating and cooling systems, or Heating Replacement Units (HRV’s). Plan services do not provide coverage for air conditioning systems older than 12 years. Plan services do not provide coverage for water heaters older than 12 years.
Plan services do not provide coverage for furnaces older than 20 years, geothermal heating systems, oil powered heating and cooling systems, or Heating Replacement Units (HRV’s). Plan services do not provide coverage for air conditioning systems older than 12 years. Plan services do not provide coverage for water heaters older than 12 years.
The Following Limitation is Applicable to All Appliances**
If We determine, in Our sole and final judgment based on the Repair Service Provider’s assessment, that the manufacturer of an Appliance that would otherwise be covered under this Plan no longer manufactures the parts required to repair the Plan Member’s Appliance, or no longer makes the required parts readily available commercially for retail, the Plan Member’s Appliance will not be eligible for services under the Plan.
Appliances older than 12 years at the time of service request will not be eligible for services under the Plan.
A Flexible Plan to Fit Your Busy Lifestyle
Transferable
The Plan can be transferred to another eligible property. This plan applies only to one Home.
Service Guarantee
No consultation fee will apply if your system stops working within 90 days of paying a consultation fee and it needs to be repaired or replaced.
Cancel Anytime
Your cancellation will be effective the next business day and you’ll no longer continue to have services under the Plan for the remainder of the current billing period, unless otherwise prohibited by law. You will not be able to reenroll after cancellation.
A Flexible Plan to Fit Your Busy Lifestyle
Transferable
The Plan can be transferred to another eligible property. This plan applies only to one Home.
Service Guarantee
No consultation fee will apply if your Appliance stops working within 90 days of paying a consultation fee and it needs to be repaired or replaced.
Cancel Anytime
Your cancellation will be effective the next business day and you’ll no longer continue to have services under the Plan for the remainder of the current billing period, unless otherwise prohibited by law. You will not be able to reenroll after cancellation.
Affordable coverage
After the complimentary period, the fee will be based on, and collected with, your regularly scheduled mortgage payment frequency:
Monthly
$20.99*
Semi-monthly
$10.50*
Bi-weekly
$9.69*
Weekly
$4.84*
*Plus applicable taxes
Affordable coverage
After the complimentary period, the fee will be based on, and collected with, your regularly scheduled mortgage payment frequency:
Monthly
$20.99*
Semi-monthly
$10.50*
Bi-weekly
$9.69*
Weekly
$4.84*
*Plus applicable taxes
Home maintenance typically costs 1-3% of the average home sales price annually
The average cost to repair a home system is $900 - $1,000
The life expectancy of a furnace is 10-15 years
30-40% of appliances require repairs in the first 5 years
The average cost to repair an appliance is $240 - $320
The life expectancy of a refrigerator is 13 years
Call
1-866-809-5800
*The Home System Service Plan is available in British Columbia, Manitoba, Ontario,
Nova Scotia, and Prince Edward Island only.
** Please refer to the Terms and Conditions for detailed terms, limitations and exclusions.
** Please refer to the Terms and Conditions for detailed terms, limitations and exclusions.
Contact us today
For new mortgages and refinances, the
RMG Home Service Plan is complimentary
for the first 3 months. It’s easy to apply!
Call
1-866-809-5800
*This plan is available in Alberta only.
** Please refer to the Terms and Conditions for detailed terms, limitations and exclusions.
** Please refer to the Terms and Conditions for detailed terms, limitations and exclusions.