Skip to main content

Gathering your down payment just got easier.

Saving for a down payment can be challenging. Even the most diligent savings plan can’t always get you to the amount you need to buy your dream home. Our Borrowed Down Payment Plan makes it easier to reach your homeownership goals and buy a property sooner, as it gives you the option to borrow for your down payment.

Any portion of your down payment can be borrowed, and eligible borrowing sources can include personal loans, lines of credit, credit cards and gifts from non-immediate family members.
HeadlineModule top-art-image
HeadlineModule bottom-art-image
What you need to qualify
  • A minimum credit score of 650
  • No bankruptcies, judgements or income tax arrears
Eligible mortgages
  • Mortgages with a loan to value from 90.01 – 95%
  • A loan amount between $50,000 and $924,999.99
  • Owner-occupied properties with a maximum purchase price of $999,999

The strength behind RMG Mortgages

A professional mortgage broker can walk you through the Borrowed Down Payment Plan and how it can help you buy a home sooner.
CallToActionWithBackgroundModule image
A professional mortgage broker can walk you through the Borrowed Down Payment Plan and how it can help you buy a home sooner.